Serving Those Who Serve
Let’s make your home journey simple.
I’m passionate about helping military families find the right home with the benefits they’ve earned.
As someone who truly respects your service, I’m here to make sure you get every benefit you’ve earned through the VA Loan program.
Not every loan officer or agent takes the time to understand VA Loans. I do — and so does my Top Key Referral Network. Together, we’ll make the process straightforward and stress-free.
You’ve Earned This Benefit
Let’s Use It Together.
So many families I talk to are surprised to hear how many loan officers and agents don’t handle VA Loans. To me, that’s unacceptable. You’ve served our country, and you deserve professionals who know how to maximize this incredible benefit.
That’s why I created my Top Key Referral Network — to connect you with trusted lenders and agents who specialize in VA Loans and truly care about military families.
I Hear You. I Get It. I’ve Got You.
“Too Many Agents Say No”
That won’t happen here. I’ve built a network of professionals who say YES and know exactly how to work with VA Loans.
“The Paperwork Feels Overwhelming”
I’ll refer you to the right agent who will walk you through the process step by step, so you never feel lost.
“You Deserve to Be Heard”
I’ll listen to what you and your family need most, and make sure you feel respected every step of the way.
Here’s How We’ll Do This Together
Tell Me About You
Fill out my short form so I understand your story and your needs.
2. Get Matched
I’ll personally connect you with agents and lenders who are VA Loan experts.
3. Move In With Confidence
You’ll feel relief knowing you’re in the right hands, and that you’ve made the most of your VA benefits.
Real Families. Real Relief.
“When we first started, we didn’t know how to navigate a VA Loan or where to begin. Nina connected us with the perfect lender and realtor. We felt understood, respected, and supported the entire way. We’re finally in our dream home — and it feels amazing.”
Ready to Find the Right Home with Your VA Loan?
Your service matters, and so does your peace of mind.
Let me and my Top Key Referral Network connect you with the professionals who will make this process easy, respectful, and successful.
Fill Out My Referral Form Below:
North County San Diego Real Estate Expertise
At Top Key Referral Network, proudly based in San Diego, we specialize in serving clients across beautiful North County San Diego. This region offers some of the most desirable communities in Southern California, with an incredible mix of coastal charm, suburban living, and family-friendly neighborhoods.
Whether you’re buying your first home, upgrading for your growing family, or relocating, we connect you with trusted agents who know the ins and outs of every local market in North County. From beachfront properties to quiet suburban cul-de-sacs, we make sure you have the right guide every step of the way.
Communities We Serve in North County San Diego
Coastal North County: Carlsbad, Encinitas, Solana Beach, Del Mar, Oceanside, Cardiff-by-the-Sea, Leucadia
Inland North County: San Marcos, Escondido, Vista, Rancho Bernardo, Rancho Peñasquitos, Valley Center, Fallbrook
Upscale & Planned Communities: Rancho Santa Fe, Fairbanks Ranch, Olivenhain, Carmel Valley, 4S Ranch
Family-Friendly & Suburban Areas: Poway, Bonsall, Hidden Meadows, Lake San Marcos
No matter where you’re looking in North County San Diego, our network is here to help you find a home that matches your lifestyle.